Afterpay


What is Afterpay?

Afterpay is a "buy now, pay later" service that allows customers to split their purchases into four equal installments over six weeks, with the first payment due at checkout and the remaining three automatically deducted from their linked debit or credit card every two weeks, all without incurring interest if paid on time; essentially, you can buy something now and pay for it gradually over a short period with no extra charges if you meet the payment schedule. For larger purchases they offer 6 and 12 month payment options with variable rates.

How does Afterpay work?

To shop with Afterpay In-store you need the App. You can log in with your existing Afterpay account or sign up in the App if you're a new customer.

Ready to start shopping? You’ll need the app for that.

STEP 1

App It

Download the app. Login or create an account and follow the instructions in the app to add the Afterpay card* to your digital wallet.

Download on the App Store
Get it on Google Play

STEP 2

Tap It

Go to the Card tab to see the amount you are pre-approved to spend. Tap the “Open Wallet to Pay In-Store” button to activate the Afterpay card and tap your phone to complete your purchase.

STEP 3

Own It

You’re all set! Get ready to enjoy your new furniture and pay the rest later. 



*You must be 18 or older, a resident of the U.S. and meet additional eligibility criteria to qualify. For access to in-store, additional verification may be required. Late fees may apply. Click here for complete terms. Loans to California residents made or arranged pursuant to a California Finance Lenders Law license.

 

Am I eligible for Afterpay?

To use Afterpay, you must be at least 18 years old. Eligibility is subject to your financial circumstances. But don’t worry – applying won’t affect your credit rating.

Will placing an order with Afterpay affect my credit rating?

Using Afterpay won’t affect your credit rating.

Can I pay before the due date?

Yes you can! If you want to pay the outstanding balance of your Afterpay purchase, simply log in to your Afterpay account, go to the “Payments” section, and you will see the option to pay off the full order amount. You can also use the Afterpay app to manage repayments and purchases.

Have Additional Questions?

Please visit Afterpay’s website to learn more.

Can I use Afterpay for online orders?

Currently, we are offering Afterpay to our walk-in customers only. 

 

*You must be 18 or older, a resident of the U.S. and meet additional eligibility criteria to qualify. Loans through the Afterpay Pay Monthly program are underwritten and issued by the First Electronic Bank. A down payment may be required. APRs range from 6.99% to 35.99%, depending on eligibility and merchant. As an example, a 12 month $1,000 loan with 21% APR would have 11 monthly payments of $93.11 and 1 payment of $93.19 for a total payment of $1,117.40. Loans are subject to credit check and approval and are not available in all states.